Springhill Group: Springhill health and medical group – Health Services

http://www.myvideo.de/watch/8836753/Springhill_health_group_Health_Services

Springhill Group has been providing solutions that improve health and quality of life for those in need. Springhill  is focused on patients and dedicated to delivering quality patient care and service.  We provide patients with the care they need and the comfort and independence they deserve.

Clinical Service Delivery: Responding to the unique needs of  patients and their families by offering skilled nursing care, and home safety evaluations.

Patient-Centered Care: Springhill’s patient-centered care is customized to meet the requirements of each patient and allows them to remain in the comfort of their homes.

Quality Improvement: Routine review of policies, processes and procedures enables Springhill Group’s to continuously improve its standard of care delivery.

Springhill Group Health Services

http://www.dailymotion.com/video/xuwi25_springhill-group-health-services_news

Springhill Group has been providing solutions that improve health and quality of life for those in need. Springhill  is focused on patients and dedicated to delivering quality patient care and service.  We provide patients with the care they need and the comfort and independence they deserve.

Clinical Service Delivery: Responding to the unique needs of  patients and their families by offering skilled nursing care, and home safety evaluations.

Patient-Centered Care: Springhill’s patient-centered care is customized to meet the requirements of each patient and allows them to remain in the comfort of their homes.

Quality Improvement: Routine review of policies, processes and procedures enables Springhill Group’s to continuously improve its standard of care delivery.

Healthcare Technology: Investment in healthcare technology allows Springhill to further improve services and to greatly enhance communication as well as invest more in the quality of patient care through increased efficiency.

 

 

Springhill Group News: Turkey

http://springhillgrouphomeloans.bravesites.com/entries/news/springhill-group-headlines-turkey

“No one should be deceived by our cool-headed stance. Our acting with common sense should not be perceived as a weakness,” said Turkey Prime Minister Recep Tayyip Erdogan.

Turkey’s brief response to last week’s incident seems to show that a violent retaliation from their side is not happening, although Prime Minister Erdogan has warned that Syria must not test his resolve.

Prime Minister Erdogan announced that Turkey had altered its military policies of engagement toward Syria.

In his speech to the legislative body also attended by Arab diplomats, Erdogan said, “Every military element that approaches the Turkish border from Syria in a manner that constitutes a security risk or danger would be considered as a threat and would be treated as a military target.”

Border violations is not something new as the Turks have claimed that Syrian helicopters themselves had repeatedly violated Turkey’s airspace, without the latter dealing a hostile response in return. The two nations are sharing a 910-kilometer frontier.

According to Syria, Turkey’s plane was flying at low altitude and high speed, thus violating their airspace so one of their officers shot it down using an anti-aircraft fire. On the other hand, Turkey claims that their plane was fired at over international waters following a brief and unintentional stay in the Syrian space. The two pilots of the Turkish aircraft are still missing.

 NATO has supported Turkey’s version of the story and condemned Syria for shooting the plane, though it did not mention any military action for fear of a conflict that could trigger a wider war. During their conference in Springhill Group, NATO officials referred to the event as “another example of the Syrian authorities’ disregard for international norms, peace and security, and human life.”

 A senior diplomat of NATO commented that even if the Turks were indeed spying, Syria’s reaction is still out of place. “When this happens between neighboring countries, you give a warning and then send up interceptors. You don’t just shoot down the plane.”

 Meanwhile, Europe and the US seem to be avoiding a direct involvement in a military confrontation with Syria.

 ”We would like to see more pressure from our allies, particularly more leadership from the United States,” said a senior official from Turkey.

Springhill Group – Updates: Turkey

http://www.ehow.com/boards/springhill-group-news-turkey-6281610/

“No one should be deceived by our cool-headed stance. Our acting with common sense should not be perceived as a weakness,” said Turkey Prime Minister Recep Tayyip Erdogan.

Turkey’s brief response to last week’s incident seems to show that a violent retaliation from their side is not happening, although Prime Minister Erdogan has warned that Syria must not test his resolve.

Prime Minister Erdogan announced that Turkey had altered its military policies of engagement toward Syria.

In his speech to the legislative body also attended by Arab diplomats, Erdogan said, “Every military element that approaches the Turkish border from Syria in a manner that constitutes a security risk or danger would be considered as a threat and would be treated as a military target.”

Border violations is not something new as the Turks have claimed that Syrian helicopters themselves had repeatedly violated Turkey’s airspace, without the latter dealing a hostile response in return. The two nations are sharing a 910-kilometer frontier.

According to Syria, Turkey’s plane was flying at low altitude and high speed, thus violating their airspace so one of their officers shot it down using an anti-aircraft fire. On the other hand, Turkey claims that their plane was fired at over international waters following a brief and unintentional stay in the Syrian space. The two pilots of the Turkish aircraft are still missing.

 NATO has supported Turkey’s version of the story and condemned Syria for shooting the plane, though it did not mention any military action for fear of a conflict that could trigger a wider war. During their conference in Springhill Group, NATO officials referred to the event as “another example of the Syrian authorities’ disregard for international norms, peace and security, and human life.”

 A senior diplomat of NATO commented that even if the Turks were indeed spying, Syria’s reaction is still out of place. “When this happens between neighboring countries, you give a warning and then send up interceptors. You don’t just shoot down the plane.”

 Meanwhile, Europe and the US seem to be avoiding a direct involvement in a military confrontation with Syria.

 ”We would like to see more pressure from our allies, particularly more leadership from the United States,” said a senior official from Turkey.

Springhill korea anti-fraud, Warning to borrowers over interest-only mortgages

http://www.flixya.com/blog/4828619/Springhill-korea-anti-fraud-Warning-to-borrowers-over-interest-only-mortgages

Industry experts have been expressing fears for some time over the number of people with interest-only mortgages but with no viable means of repaying their capital at the end of the term.

Interest-only loans work by letting the borrower pay the interest first and clear the actual capital at the end of the term. They sold in massive numbers during the housing market boom, when homeowners and lenderswere confident that house prices would continue soaring and enable capital to be repaid with sale proceeds.

But some eight in ten people with interest-only mortgages maturing over the next decade have no adequate repayment strategy in place, according to the Financial Services Authority (FSA), which described the scenario as a “ticking time-bomb”.

The problem for borrowers has been exacerbated by a marked tightening of lending criteria. Where they used to offer interest-only loans to those with just 10 per cent deposits, most lenders now demand equity or a deposit of at least 50 per cent.

They have also clamped down on the repayment plans they will accept. The Lloyds Banking Group brands, for example, will no longer accept cash savings (including Isas) as a way of repaying the capital on an interest-only mortgage.

The crackdown came in anticipation of a regulatory ban on interest-only mortgages. The Financial Services Authority (FSA) has now moved away from that option, but it still plans restrictions on the way interest-only deals are repaid.

“Lenders have changed the goal posts massively over the last two years and many borrowers are going to be stuck on a variable rate because they need to retain the interest-only payments,” said Alison Mitchell, mortgage expert at Edinburgh IFA Robson Macintosh. ”Lenders are choosing who they wish to lend to and interest-only is just another way of sifting out the unwanted.” That helps explain why lenders are being increasingly pro-active in checking if borrowers are on course to repay their mortgage.

Robin Purdie, director of MOV8 Financial in Edinburgh, said: “Many lenders with interest-only mortgages on their books are now writing to borrowers and asking them for an up-to-date picture of their repayment strategy, and whether it is on target or not.”

“They are doing so sooner than they historically might have done, or when a borrower is attempting to renew their product.”

If you do want to remortgage while staying on an interest-only loan, the lender will want evidence of a solid repayment strategy.

Many, as mentioned already, will lend only to those with 50 or, in some cases, 75 per cent equity in their home.

As Mitchell, pointed out, the change in criteria means a lot of borrowers face being stuck on their bank’s variable rate for the long-term because they don’t have sufficient equity to 
secure another interest-only mortgage. In other words, they will become mortgage prisoners. Worryingly for that group, lenders are raising the cost of their standard variable rate (SVR) mortgages even while the Bank of England base rate remains at 0.5 per cent.

Springhill korea anti-fraud: Warning to borrowers over interest-only mortgages

http://madelynsimrit.inube.com/blog/1827742/springhill-korea-anti-fraud-warning-to-borrowers-over-interest-only-mortgages/

 

Borrowers with interest-only mortgages have been urged to seek advice after a leading banker raised concerns over the number of people struggling to repay their loans.

New Barclays chief executive Anthony Jenkins predicted this week that interest-only mortgages may be the next big mis-selling scandal. He identified the loans as a likely source of future complaints and said the bank, which has a large chunk of interest-only loans on its books, had already seen thousands of borrowers with problems repaying their capital.

Industry experts have been expressing fears for some time over the number of people with interest-only mortgages but with no viable means of repaying their capital at the end of the term.

Interest-only loans work by letting the borrower pay the interest first and clear the actual capital at the end of the term. They sold in massive numbers during the housing market boom, when homeowners and lenders were confident that house prices would continue soaring and enable capital to be repaid with sale proceeds.

But some eight in ten people with interest-only mortgages maturing over the next decade have no adequate repayment strategy in place, according to the Financial Services Authority (FSA), which described the scenario as a “ticking time-bomb”.

The problem for borrowers has been exacerbated by a marked tightening of lending criteria. Where they used to offer interest-only loans to those with just 10 per cent deposits, most lenders now demand equity or a deposit of at least 50 per cent.

They have also clamped down on the repayment plans they will accept. The Lloyds Banking Group brands, for example, will no longer accept cash savings (including Isas) as a way of repaying the capital on an interest-only mortgage.

The crackdown came in anticipation of a regulatory ban on interest-only mortgages. The Financial Services Authority (FSA) has now moved away from that option, but it still plans restrictions on the way interest-only deals are repaid.

“Lenders have changed the goal posts massively over the last two years and many borrowers are going to be stuck on a variable rate because they need to retain the interest-only payments,” said Alison Mitchell, mortgage expert at Edinburgh IFA Robson Macintosh. ”Lenders are choosing who they wish to lend to and interest-only is just another way of sifting out the unwanted.” That helps explain why lenders are being increasingly pro-active in checking if borrowers are on course to repay their mortgage.

Springhill korea anti-fraud: Warning to borrowers over interest-only mortgages

http://www.flixya.com/blog/4828126/Springhill-korea-anti-fraud-Warning-to-borrowers-over-interest-only-mortgages

Borrowers with interest-only mortgages have been urged to seek advice after a leading banker raised concerns over the number of people struggling to repay their loans.

 

 

New Barclays chief executive Anthony Jenkins predicted this week that interest-only mortgages may be the next big mis-selling scandal. He identified the loans as a likely source of future complaints and said the bank, which has a large chunk of interest-only loans on its books, had already seen thousands of borrowers with problems repaying their capital.

Industry experts have been expressing fears for some time over the number of people with interest-only mortgages but with no viable means of repaying their capital at the end of the term.

Interest-only loans work by letting the borrower pay the interest first and clear the actual capital at the end of the term. They sold in massive numbers during the housing market boom, when homeowners and lenders were confident that house prices would continue soaring and enable capital to be repaid with sale proceeds.

But some eight in ten people with interest-only mortgages maturing over the next decade have no adequate repayment strategy in place, according to the Financial Services Authority (FSA), which described the scenario as a “ticking time-bomb”.

The problem for borrowers has been exacerbated by a marked tightening of lending criteria. Where they used to offer interest-only loans to those with just 10 per cent deposits, most lenders now demand equity or a deposit of at least 50 per cent.

They have also clamped down on the repayment plans they will accept. The Lloyds Banking Group brands, for example, will no longer accept cash savings (including Isas) as a way of repaying the capital on an interest-only mortgage.

The crackdown came in anticipation of a regulatory ban on interest-only mortgages. The Financial Services Authority (FSA) has now moved away from that option, but it still plans restrictions on the way interest-only deals are repaid.

“Lenders have changed the goal posts massively over the last two years and many borrowers are going to be stuck on a variable rate because they need to retain the interest-only payments,” said Alison Mitchell, mortgage expert at Edinburgh IFA Robson Macintosh. ”Lenders are choosing who they wish to lend to and interest-only is just another way of sifting out the unwanted.” That helps explain why lenders are being increasingly pro-active in checking if borrowers are on course to repay their mortgage.

Robin Purdie, director of MOV8 Financial in Edinburgh, said: “Many lenders with interest-only mortgages on their books are now writing to borrowers and asking them for an up-to-date picture of their repayment strategy, and whether it is on target or not.”

“They are doing so sooner than they historically might have done, or when a borrower is attempting to renew their product.”

If you do want to remortgage while staying on an interest-only loan, the lender will want evidence of a solid repayment strategy.

Many, as mentioned already, will lend only to those with 50 or, in some cases, 75 per cent equity in their home.

As Mitchell, pointed out, the change in criteria means a lot of borrowers face being stuck on their bank’s variable rate for the long-term because they don’t have sufficient equity to 
secure another interest-only mortgage. In other words, they will become mortgage prisoners. Worryingly for that group, lenders are raising the cost of their standard variable rate (SVR) mortgages even while the Bank of England base rate remains at 0.5 per cent.

“The individuals coming off their current products and hoping to grab one of the many great low fixed rates on offer are in for a shock, unless they bite the bullet and switch to repayment.”

That switch to a capital repayment plan is the best option for many people, according to Purdie. But it may be unrealistic for those in or near retirement, he warned.

“It could be a problem for any older borrowers as their repayment period will be dramatically reduced now that lenders are reluctant to lend into retirement,” said Purdie. “This shortened repayment term could deem this to be an unaffordable option for many.”

Springhill korea anti-fraud – Warning to borrowers over interest-only mortgages

http://faithpiper-springhillgrouphomeloans.blogspot.com/2012/09/springhill-korea-anti-fraud-warning-to.html

New Barclays chief executive Anthony Jenkins predicted this week that interest-only mortgages may be the next big mis-selling scandal. He identified the loans as a likely source of future complaints and said the bank, which has a large chunk of interest-only loans on its books, had already seen thousands of borrowers with problems repaying their capital.

Industry experts have been expressing fears for some time over the number of people with interest-only mortgages but with no viable means of repaying their capital at the end of the term.

Interest-only loans work by letting the borrower pay the interest first and clear the actual capital at the end of the term. They sold in massive numbers during the housing market boom, when homeowners and lenderswere confident that house prices would continue soaring and enable capital to be repaid with sale proceeds.

But some eight in ten people with interest-only mortgages maturing over the next decade have no adequate repayment strategy in place, according to the Financial Services Authority (FSA), which described the scenario as a “ticking time-bomb”.

The problem for borrowers has been exacerbated by a marked tightening of lending criteria. Where they used to offer interest-only loans to those with just 10 per cent deposits, most lenders now demand equity or a deposit of at least 50 per cent.

They have also clamped down on the repayment plans they will accept. The Lloyds Banking Group brands, for example, will no longer accept cash savings (including Isas) as a way of repaying the capital on an interest-only mortgage.

The crackdown came in anticipation of a regulatory ban on interest-only mortgages. The Financial Services Authority (FSA) has now moved away from that option, but it still plans restrictions on the way interest-only deals are repaid.

“Lenders have changed the goal posts massively over the last two years and many borrowers are going to be stuck on a variable rate because they need to retain the interest-only payments,” said Alison Mitchell, mortgage expert at Edinburgh IFA Robson Macintosh. ”Lenders are choosing who they wish to lend to and interest-only is just another way of sifting out the unwanted.” That helps explain why lenders are being increasingly pro-active in checking if borrowers are on course to repay their mortgage.

Robin Purdie, director of MOV8 Financial in Edinburgh, said: “Many lenders with interest-only mortgages on their books are now writing to borrowers and asking them for an up-to-date picture of their repayment strategy, and whether it is on target or not.”

“They are doing so sooner than they historically might have done, or when a borrower is attempting to renew their product.”

If you do want to remortgage while staying on an interest-only loan, the lender will want evidence of a solid repayment strategy.

Many, as mentioned already, will lend only to those with 50 or, in some cases, 75 per cent equity in their home.

springhill group seoul – ING Rethinking Insurance Unit SALE and 3 HOT Stocks Moving the Market

http://springhillgrouphome.tumblr.com/

According to Reuters ING (NYSE:ING) may disconnect the sale of its $1 billion Hong Kong insurance unit from other Asian operations that are on the block. The move could render the unit more attractive to a buyer focused on that region, while allowing ING to accept lower prices at auctions of the S. Korean and Japanese businesses which have met with only a lukewarm response.

Don’t Miss: Who is Apple’s New FRIEND?

ResCap is facing a probe from the SEC for alleged impropriety in loan originations and underwriting and also likely fraud in the sale of mortgage bonds. The probe came to light when the SEC filed in court to compel printer R.R. Donnelley & Sons (NASDAQ:RRD) to hand overdocuments it prepared for underwriters of the bonds.

Arbitration between Morgan Stanley (NYSE:MS) and Citigroup (NYSE:C) has been extended for a further period up to September 10 in order to arrive at a mutually acceptable price for the purchase of another 15 percent tranche in the Smith Barney brokerage JV. While Morgan Stanley values the original business at $9 billion, Citi sees the same at $23 billion, a rather wide disparity that has to be settled by arbitrator Perella Weinberg.

JA Solar (NASDAQ:JASO), Chinese manufacturer of mono-crystalline solar cells, reports an EPS of -$0.37 for its second quarter, which is off estimates by $0.23. Revenues are down 32.3 percent y-on-y at $284.4 million, which misses by $ 8 million

springhill group seoul news – BOJ official sees China “in danger zone” for facing financial crisis

http://en.netlog.com/michaward/blog/blogid=11867580

 

The combination of a property price bubble, demographic changes and rapid loan growth heightens the chance a country will face a financial crisis, a Bank of Japan deputy governor said on Tuesday, warning that China is now entering a “danger zone” in this regard.

Kiyohiko Nishimura, one of the BOJ’s two deputy governors and a former university professor with expertise on data analysis, noted that there were similarities between Japan’s asset-price bubble of the 1990s and the U.S. housing market bubble of the 2000s.

In both cases, when the ratio of working-age people to the population peaked at a time of high property prices and sharply rising loans, these coinciding conditions led to “malign” bubbles that spawned a financial crisis, he said.

“China has not yet peaked with respect to working-age population ratio, but it is close,” while loans are on the rise and property prices showed a clear upsurge through 2010, Nishimura told a conference in Sydney hosted by the Reserve Bank of Australia and the Bank for International Settlements.

“It is clear that not every bubble-bust episode leads to a financial crisis. However, if a demographic change, a property price bubble, and a steep increase in loans coincide, then a financial crisis seems more likely. And China is now entering the ‘danger zone’,” he said, according to the text of his speech posted on the BOJ’s website.